Free from Badho MSME · 3 minutes · No documents needed
Business Ki Kundli
Your business health, read like a kundli. Answer 12 quick questions and get your Business Bhagya Score, your 12-bhav kundli chart (from cash to credit to schemes), and the upay (remedies) from a CA.
The 12 bhav of your business
Just like a kundli, your chart has 12 houses (bhav). The first, the Lagna, holds your Business Bhagya Score. The other 11 each read one part of your finances as Shubh (good), Saavdhaan (watch) or Dosh (fix first).
Your Business Bhagya Score out of 100: the 11 bhav read together.
Does profit turn into cash in the bank?
How many days your money stays stuck between buying and getting paid.
Stock statements and renewals on time, so your account never slips towards SMA.
Your CIBIL score and repayment record, the first thing every lender checks.
Are you paying more interest than your bank should charge?
Do buyers pay within 45 days, as the MSMED Act requires for micro and small units?
When was your interest rate last reviewed with the bank?
CGTMSE, PMEGP, MUDRA and subsidies you may qualify for but have not used.
GST and TDS on time: no late fees, and a cleaner file for your bank.
Is the business ready for its next step: a bigger limit, machinery or expansion?
Udyam and the registrations that unlock schemes and payment protection.
Questions
Is this astrology?
No. It is a business health check in a format every Indian knows. Every bhav is read from your own answers about cash, loans, credit, tax and schemes, using the checks a CA and a bank credit officer would use.
Is it really free?
Yes. The Kundli and the upay are free. If you want help with a dosh, our team will explain your options; you decide.
Is this a credit score or a loan approval?
No. It is an indicative self-check based on your answers. It is not a credit rating, CIBIL score, loan approval or professional opinion.
What happens to my details?
Your name, mobile and answers are used only to send you your Kundli and to call you about it, as you agree on the form. We never ask for OTPs, bank PINs or passwords. See our privacy policy.
Disclosure: The Business Ki Kundli is an indicative self-assessment based only on the answers you give. It is not a credit rating, loan approval, audit or professional opinion. Badho MSME (Fastrack Financial Solutions LLP) is an advisory firm and not a bank, NBFC, lender or government body. Interest rates, scheme rules and thresholds change; our team will confirm what applies to your business.
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