Test whether your cash flow can carry your loan repayments if sales dip.
Can you still repay the bank if business slows down? Enter yearly figures in ₹ lakh, then test a fall in EBITDA.
Simplified DSCR on EBITDA. Banks usually look for 1.5x or more; below 1.0x the loan cannot be serviced from operations.
Results are indicative and not a sanction or legal advice. For a lender-ready assessment, book a consultation.
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